Treasury Securities

    Treasury securities are one of the great ways to save for your future; they're easy to sign up for, and they are guaranteed to make money. Here you'll find overviews of all of securities the U.S. government has to offer. Currently, the rates are down and will probably stay down, in all departments, for some time; however, these securities give you a place to invest in your future, as well as in the futures of your children.

        A treasury security, quite simply, is a government debt certificate. This certificate is issued through the U.S. Department of Public Debt. These treasury securities, often referred to simply as "Treasuries", may be any one of the following: Treasury Notes, Treasury Bills (or T-Bill), Treasury Bonds, and Treasury Inflation Protected Securities (or TIPS) (this are examined in more detail in the tables below). 

        Treasuries are considered to be one of the safest investments an investor could possibly make. These are such safe investments, because one is buying them from the U.S. Treasury, which is considered by many to be the sturdiest financial institution at the present time. The cost of such certainty is that the interest rates on these trasuries are relatively low, because the risk of a buyer losing money is minimal. (i.e. The greater the risk of an investor losing money from the investment, the higher the interest rate will often be on that security.)

Type of Security: Details:
Treasury Note                                      This type of security matures between 2 and 10 years. These pay coupons. A good long-term investment, for say a house. Click here to learn more about T-Notes.
Treasury Bill This type of security matures between 4 and 52 weeks. This is a fine short term investment, but the rates are low. Click here to learn more about T-Bills.
Treasury Bond This type of security matures between 20 and 30 years. This is commonly utilized as a safe haven retire investment. Click here to learn more about T-Bonds.
TIPS This type of security matures in 5, 10, or 30 years. These pay coupons at a set rate and interest based on the CPI (consumer price index). This is a good investment for short or long. Click here to  learn more about TIPS's